Pam is a licensed hail agent for SMHI/AMHL (Municipal Hail), Canadian Hail, Rain and Hail, Co-op Hail and Palliser Hail.
THANK YOU TO OUR PAST, PRESENT, AND FUTURE POLICYHOLDERS for #supportinglocal #supportinganindependentagent
Insurance can be a complicated purchase. You are buying something that may potentially make or break your financial well-being. Questions you may ponder – Are you getting the best possible value for your dollar? Are you making the right choices about your coverage?
An independent agent will help make the complicated purchase easier and offer the following benefits to the policyholder:
1) You are given multiple choices to make the right one:
Independent agents carry multiple insurance companies that offer a wide range of coverage options and pricing. Agents know their products and will find you a better value for your insurance dollar. Agents are your shoppers, and the policyholders reap the benefits of savings. They offer you the right balance of price, coverages, and services.
2) Agents are licensed:
Independent agents can explain your insurance options, helping you make the right decisions for your operation.
3) Agents are personal advisors:
We not only find you competitive pricing, but we also want to ensure that you are adequately covered. Whether we meet face to face or over the phone, we are taking the time to listen to your needs and wants and develop a trusting relationship with you to ensure you are adequately insured with a product that you feel comfortable with.
4) Agents advocate for you:
If there is a concern with your account, claim, or payment, we can be your advocate working with the insurance companies on your behalf. Single or multiple claims take time to file, but as an agent, this is a service that we offer to do on your behalf.
5) We live in your community:
Independent agents are your neighbours, and we care about the community and understand the challenges, weather, seeding, and harvest problems, as we are right here with you. Commissions we receive are given back into the community sponsoring sports teams, buying from local businesses, and supporting organizations. Commissions help grow the community you live in.
6) Independent agents offer a one-stop-shop:
We can meet all of your insurance needs with the companies that we represent and pick the ones that provide the best value for the crop you are growing.
7) Independent agents can come to you:
Whether you are unable to make it into the office, you are in the field, or life is busy, we can come to you anytime you’re available, even on evenings and weekends.
8) Independent agents carry errors and omissions insurance:
This may be one of the most important benefits. If you make a mistake entering your policy online, that mistake could be financially devastating. Agents must carry E&O insurance, to protect you, if the policyholder or the agent makes that error.
We understand that purchasing online is easy; however, please consider if you see the online companies supporting your children’s activities or giving back to our communities. In this time, now more than ever #supportinglocal is very important.
Call or email an independent agent, allow them to give you a quote for your insurance with no pressure to purchase if the quote does not meet your needs. Quotes are free and help you make an informed decision for your farm or corporation.
Thank you to our past, present, and future clients for allowing us to be able to #supportlocal #giveback. If you are a client and your children have groups that are fundraising, please allow us the opportunity to try to support them, as a thank you for supporting a local agent.