Pam is a licensed hail agent for SMHI/AMHL (Municipal Hail), Canadian Hail, Rain and Hail, Co-op Hail, and Palliser Hail.

**Thank You to Our Past, Present, and Future Policyholders**

We appreciate your support for local businesses and independent agents.

Insurance purchases can be complex. You are making a decision that could significantly impact your financial well-being. You may have questions such as: Are you getting the best possible value for your money? Are you making the right choices about your coverage?

An independent agent can simplify the insurance buying process and offer the following benefits to policyholders:

1. **Multiple Choices:** Independent agents represent several insurance companies, providing a wide range of coverage options and competitive pricing. They understand their products and can help you find the best value for your insurance dollar. Agents do the shopping, and you enjoy the savings, balancing price, coverage, and service.

2. **Licensed Expertise:** Independent agents can explain your insurance options, helping you make informed decisions tailored to your needs.

3. **Personal Advisors:** We not only find you competitive pricing, but we also ensure you have adequate coverage. Whether we meet in person or over the phone, we take the time to listen to your needs and build a trusting relationship to provide you with a product you feel comfortable with.

4. **Advocacy:** If you have concerns about your account, claim, or payment, we can advocate on your behalf with the insurance companies. Filing claims can be time-consuming, but as your agent, we offer this service to relieve stress from your shoulders.

5. **Community Focus:** Independent agents are your neighbors who care about the community. We understand local challenges such as weather conditions, seeding, and harvest issues. The commissions we earn are reinvested in the community through support of local businesses and organizations, helping to foster community growth.

6. **One-Stop Shop:** We can meet all your insurance needs with the companies we represent, selecting the best options for the crops you grow.

7. **Convenience:** Whether you’re busy in the field or unable to visit our office, we can come to you anytime, even on evenings and weekends.

8. **Errors and Omissions Insurance:** This crucial benefit protects you in case of mistakes made while entering your policy online. Agents are required to carry Errors and Omissions (E&O) insurance, safeguarding you against potentially devastating financial errors.

While purchasing insurance online may seem convenient, consider whether those companies are actively supporting your children’s activities or contributing to your community. Now more than ever, supporting local businesses is vital.

Reach out to an independent agent for a no-pressure quote. Quotes are free and can help you make informed decisions for your farm or corporation.

Thank you to our past, present, and future clients for allowing us to support local initiatives and give back. If you are a client and your children are involved in fundraising efforts, please give us the opportunity to support them as a way of saying thank you for choosing a local agent.